New month = time to check your credit score

Creditkarma.com is one of my favorite sites on the Internet. Every month it allows you to see your credit score from TransUnion, one of the 3 major credit bureaus. This is different from annualcreditreport.com, which allows you to see the details of your 3 credit reports for free each year,

Continue reading

Should insurers use credit scores?

There has been some debate recently on whether insurers in Washington state (and others) should be allowed to use credit scores in underwriting policies. I can understand why insurers have been restricted from using some criteria in underwriting. For instance, you shouldn’t have a different rate based on your race.

Continue reading

Ban “phone bans”

The New York Times helped bring to light the dangers of using a cell phone while driving with their multitasking game. Clearly, it’s a problem (I missed 2 gates), but should new laws be passed to ban it? The Highway Loss Institute (funded by insurance companies) studied the impact of

Continue reading

How I book travel online

NY Times has a great blog post on how to book travel online. Here’s how I book domestic travel with defined dates: Check mileage programs – see if a saver ticket is available (generally 25k for a roundtrip). If so, book, but watch out for fees, especially if within 3

Continue reading

Draft Texas for the Pac 10

Recently, the Pac-10 announced it would explore conference expansion. Tied to this were negotiations for a new TV deal, and perhaps an exclusive station (a la Big Ten Network). This news comes on the heels of the Big 10 announcing it will expand to 12 (or more) teams in the

Continue reading